Insights, guides & briefings.
Working papers from our directors on cross-border structuring, banking, licensing, mobility and tax. Long-form guides for the topics that repay careful reading; short briefings when the news moves.
Tier-by-tier diagrams of holding stacks, funds, trusts, licensed entities and asset vehicles — with the tax drivers and the failure points.
Browse the library →The brief, the structure we built, the sequence of steps, the timeline and the fee model — real files, identifying detail removed.
Read the files →Results
The currency problem nobody prices: matching assets to the life you actually live
A portfolio measured in dollars while school fees, mortgages and retirement are denominated in three other currencies is carrying an unmanaged risk larger than most of its market exposure. This article sets out how we think about currency for internationally mobile families — and why hedging everything is the wrong answer.
UK pension transfers abroad: SIPP, ROPS and the questions nobody asks first
A director-led guide to moving or keeping a UK pension when you live abroad — the Overseas Transfer Charge, SIPP versus ROPS, currency, and the five tests we apply before recommending anything.
Why we take no commission — and what it costs you when your adviser does
Commission-based advice is still the norm for expat investors. Here is the arithmetic of the products it produces, and what fee-only advice looks like in practice.
Cross-border portfolio construction: domicile, currency and the two traps that catch most investors
US estate tax on offshore-held US shares, and PFIC treatment of non-US funds. Two rules that quietly reshape how an internationally mobile portfolio should be built.
Inheritance tax planning for international families after the residence-based reform
Domicile is gone; long-term residence decides UK inheritance tax. What the ten-year test means, how the ten-year tail works, and the planning that still holds up.
Education fee planning: the six-figure liability most families never model
Two children, international school then a UK or US university, is a seven-figure commitment in today money. How to fund it without disturbing the rest of the plan.
Drawdown across borders: sequencing withdrawals when you retire in a different country
Which pot to draw first, how treaties allocate taxing rights on pension income, and why the order of withdrawals is worth more than an extra 0.5% of return.
Every insight starts as a real client file.
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