Licensing Services. Explained before anything is built.
Fintech, VASP, EMI, PSP and iGaming licensing sequenced with banking, payments, controls and regulator expectations.
Licensing is never only a regulator filing. A licence has to support banking, acquiring, safeguarding, KYC, AML, governance and the commercial markets the business intends to serve.
ASJ Group helps founders and operators choose the jurisdiction, build the application, prepare the control framework and coordinate the counterparties that make the licence usable after approval.
We write applications in regulator language: capital, people, systems, outsourcing, financial crime controls and wind-down planning are documented before the file is submitted.
The decisions that make this category work in practice.
Regulator fit
Jurisdiction choice is based on product, markets, ownership, capital, regulator timeline and post-licence operating cost.
Banking and PSP sequence
Sponsor banks, safeguarding banks, acquirers and PSPs are mapped before application work begins.
Controls and people
MLRO, compliance, board, IT, outsourcing and safeguarding frameworks are built to withstand regulator Q&A.
Post-approval readiness
Go-live checklists, first audit preparation and operational controls are scoped alongside the licence filing.
Choose the specific service.
A full category page, then a full service page — built for readers and search engines.
We compare jurisdictions, regulator timelines, capital, local presence, banking options and market access.
Business plan, forecasts, policies, manuals, governance charts and personal declarations are prepared.
We manage submission, regulator meetings, follow-up questions and evidence requests.
Banking, PSP, compliance monitoring, reporting calendars and audit readiness are coordinated after approval.
Questions clients ask before choosing a route.
- Which licence jurisdiction is fastest?
- The fastest jurisdiction depends on the activity, ownership, capital and payment stack. We do not recommend a regulator simply because it advertises a short filing timeline.
- Do I need banking before applying?
- For fintech, crypto and gaming, banking and payments should be scoped before filing. A licence that cannot bank or process payments is commercially weak.
- Can you provide compliance officers?
- We can introduce vetted MLRO, compliance, director and audit providers where a jurisdiction requires local or independent appointments.
Start with the category. Leave with the right service path.
We will confirm whether you need a single service, a wider structure, or a staged implementation plan before any fee is agreed.